Buying Process

1. Select your STONEFIELD Home

Explore this website to find the new home of your dreams- you can see homes in all of our top-notch locations. Or better yet, visit one of our beautiful sales and model complexes and tour our gorgeous furnished model homes. Our onsite Stonefield Home Consultant will be your personal guide to finding and buying your new home!

 

2. Pre-Qualify and Determine What You Can Afford

Now that you’ve found your perfect new home and neighborhood, if you are not yet financially “Pre-qualified or Approved” for a new home Mortgage, it’s time to visit with a lender of your choice, or a lender who may be in our Sales Office over the weekend. Meeting with a lender will give you the peace of mind that your new home is within your budget, as you begin the important process of qualifying for a new home Mortgage.

 

3. Sign your Purchase Agreement

We are thrilled that you’ve found your perfect new Stonefield home! Now it’s time to sign on the dotted line. After you approve the paperwork, you will be asked to make a small initial deposit to hold your home site while your loan is processed. (See your Sales Consultant for details) Our team of professionals will go over the agreement with you and answer any questions you may have.

 

4. Customize Your New Home 

Your new home Sales Consultant will schedule a Design Center appointment for you. During this time you will have the opportunity to visit our Design Center and peruse the many flooring, countertop and cabinetry options and various finishes available to create the home of your dreams! Plan on a few hours in our Design Center for selection and paperwork completion.

 

5. Mortgage Process and Loan Approval  

When you approved and signed the initial paperwork, your loan went into the processing phase and now it’s progressed to final underwriting stages. Upon final approval by underwriting, your loan documents can be issued. You will now be asked to sign the loan and escrow documents at the escrow company. Your signed documents will go back to your lender for review and loan funding approval. Once this is accomplished, your loan is in a position to Record. This normally happens within one to two days of your expected Close of Escrow date.

6. Select Your Insurance Provider

Home Owner Insurance will be a condition of your loan. You will need to secure your own insurance through an Agent of your choice and provide their contact information to your lender/escrow company as soon as possible, as your loan will not fund and Record without proof of the homeowner insurance in place.

 

7. New Home "Walk-Through"

When your new home is completely built and finished, our Construction team will schedule a “Walk-Through” with you. This will last between 1-2 hours, during which time the Construction team will review all your finish selections, options and the functionality of your new home. You will also learn about your new appliances and other important features in your new Stonefield home. This will typically occur about 1-2 weeks before your Escrow Closes.

 

8. Close of Escrow

This is the moment you have been waiting for! Once your transaction has Recorded, your escrow is considered ‘closed’ and you are the official owner of a beautiful new Stonefield home! It’s time to move-in and start enjoying your new home. We are thrilled to hand you the keys and welcome you to the Stonefield Family of Homeowners!